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Personal Loans

Keeping loans easy to understand is an important part of the commitment of Traverse City State Bank to our community. Whether you need funds to cover a short-term overdraft or to buy that large purchase you’ve been hoping for, our loan officers can help you to THRIVE HERE. (All of our loans are subject to application criteria and approval.)

Please call us at 231-995-5500 and let our consumer lenders be your resource.

Installment Loan

We offer a variety of installment loan options to purchase autos, boats, campers or refinance existing loans or consolidate debt. You can receive a 0.25% rate reduction with an automatic payment from your Traverse City State Bank checking or savings account.

Home Equity Loan

A home equity loan allows you to borrow against the equity you own in your home. Home equity loans offer advantages because interest may be tax-deductible*. Home equity loans are offered at fixed or variable rates, with interest-only or traditional principal and interest payments. See our Mortgage section for more mortgage options.
*Consult your tax advisor.

Mortgage Loans

Your home may be the most important purchase you make. Traverse City State Bank will assist you with your application and review all mortgage options available.  See our Mortgage section for more mortgage options.

Overdraft Protection

Automatically advances to cover expected or unexpected shortfalls in your personal checking account.


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Contact Us

333 W. Grandview Pkwy
Traverse City, MI  49684
(231) 995-5500

Routing Number:  072413997

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