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Savings • Money Market • CDs

Whether it's saving for next summer's family vacation or building a financial foundation for retirement, Traverse City State Bank has a savings account to help you THRIVE HERE

Community Statement Savings Click to Download PDF

This account is best for you if you want to earn interest on excess funds while maintaining easy access

Sprout Statement Savings Click to Download PDF

Help youth learn the power of saving early – this account is for account owners 18 years old and younger.

Certificates of Deposit

Certificates of Deposit (CDs) allow you to invest for a fixed period of time, which typically results in higher interest rewards. Available with terms from three months to five years, interest can be paid quarterly by check or to another Traverse City State Bank account, or added back to the certificate (capitalized). You can also enjoy an automatic renewal feature. Interest penalties apply for early withdrawal.

Individual Retirement Accounts (IRAs)

Traverse City State Bank’s Money Market Investment Accounts and Certificates of Deposit can be established as IRA accounts, allowing for tax-deductible contributions and tax-deferred interest earnings. Let us help you in your financial plans that may include plan transfers or rollovers, as well as establishing an account for annual contributions.-


VIP Money Market Investment


Relationship Money Market Investment



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333 W. Grandview Pkwy
Traverse City, MI  49684
(231) 995-5500

Routing Number:  072413997

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